As we approach the end of the year, it’s time to make sure you’re getting the most out of your Flexible Spending Account (FSA), Health Savings Account (HSA), and vision insurance benefits. Some of these benefits come with a deadline, and unused funds may not carry over into the next year. By taking a little time now, you can avoid leaving money on the table and ensure you and your family’s vision needs are met. Learn how to optimize your benefits and ensure your eyes are healthy and well-cared for.
Why use your vision insurance benefits now?
Prevent financial loss
Many FSAs have a “use it or lose it” policy, meaning unspent funds will be forfeited at year-end. By using your benefits now, you can avoid losing money you’ve already set aside for healthcare expenses.
Optimize health coverage
HSAs offer more flexibility as funds roll over, but it’s still a good idea to use them for necessary health expenses to keep your account balance from growing excessively. Vision insurance benefits often reset annually, so any unused benefits for eye exams, glasses, or contact lenses may be lost after a certain date.
Prioritize eye health
Regular eye exams are crucial for maintaining eye health and catching potential issues early. Using your benefits now ensures you receive the necessary care without extra out-of-pocket expenses.
What can you spend your benefits on?
At Eyecare Center of Ken Caryl, we offer a variety of services and products that are typically covered by an FSA/HSA and vision plans:
- Comprehensive eye exams: Ensure your prescription is up-to-date and check for any underlying eye conditions.
- Glasses and contact lenses: Invest in a new pair of stylish glasses or stock up on contact lenses.
- Prescription sunglasses: Protect your eyes from harmful UV rays with prescription sunglasses.
- Specialized lenses: Consider blue light blocking or anti-reflective coatings to enhance your visual comfort.
- Eye care products: Purchase necessary eye care products, such as contact lens solutions and eye drops.
How to make the most of your benefits
Here are some tips for making the most of your vision benefits:
- Schedule an appointment: If you haven’t had an eye exam this year, now is the perfect time to schedule one. Our experienced team at the Eyecare Center of Ken Caryl is ready to assist you with all your vision needs.
- Review your benefits: Check with your FSA/HSA provider and vision insurance company to understand what services and products are covered, and ensure you maximize your benefits.
- Plan ahead: Consider any upcoming vision needs and use your benefits to address them before the year ends.
- Consult our experts: Our team is here to help you navigate your benefits and choose the best options for your eye health.
Don’t let your benefits go to waste! Use your FSA/HSA and vision insurance benefits at Eyecare Center of Ken Caryl. By booking an appointment now, you can protect your eye health, prevent financial loss, and head into the new year with clear vision. Contact us today to schedule your eye exam in Littleton and make the most of your benefits!